--- title: MonerePay | Payment Processing Answers (2) description: Welcome to the MonerePay Blog where we highlight the most pressing issues in payment processing and merchant services so your business can stay a step ahead of the competition. (2) image: https://blog.monerepay.com/hubfs/Close%20up%20of%20business%20man%20.jpg --- [![MonerePay - The Future of Payments](https://blog.monerepay.com/hs-fs/hubfs/monere_logo.png?width=234&height=234&name=monere_logo.png "MonerePay - The Future of Payments")](https://www.monerepay.com) - Business Services - [Payment Processing](https://www.monerepay.com/merchant-services) - [Enterprise Merchant Services](https://www.monerepay.com/enterprise-merchant-accounts) - [eCommerce](https://www.monerepay.com/accept-payments-online) - [Payment Gateway](https://www.monerepay.com/payment-gateway) - [Restaurant Management Software](https://www.monerepay.com/restaurant-management-software) - [About Us](https://www.monerepay.com/about-monerepay) - [Contact Us](https://www.monerepay.com/contact-us) - [Articles](https://blog.monerepay.com/blog) [![MonerePay - The Future of Payments](https://blog.monerepay.com/hs-fs/hubfs/monere_logo.png?width=234&height=234&name=monere_logo.png "MonerePay - The Future of Payments")](https://blog.monerepay.com/) #### MonerePay Merchant Services Blog ![Payment Processing merchant services articles](https://blog.monerepay.com/hubfs/Close%20up%20of%20business%20man%20.jpg "Payment Processing merchant services articles") Aug 18, 2022 1:42:21 PM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [Visa Stepping up Merchant Fines for Cash Discounting](https://blog.monerepay.com/blog/merchant-fines-for-cash-discounting) ![](https://blog.monerepay.com/hubfs/Canva%20images/Violate%20Visa%20Rules%20-%20Get%20Fined.png) [Credit Card Processing Education](https://blog.monerepay.com/blog/topic/credit-card-processing-education) [Surcharges](https://blog.monerepay.com/blog/topic/surcharges) Is Visa cracking down on merchants who offer customers a cash discount to entice them to pay with cash instead of credit cards? Are they hitting merchants with hefty fines for adding credit card surcharges without a [Read More](https://blog.monerepay.com/blog/merchant-fines-for-cash-discounting) Jul 14, 2022 12:42:15 PM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [Unified Commerce - The Future of Retail Beyond Omni Commerce](https://blog.monerepay.com/blog/unified-commerce-future-of-retail) ![](https://blog.monerepay.com/hubfs/Untitled%20(750%20%C3%97%20400%20px).png) [Omni commerce](https://blog.monerepay.com/blog/topic/omni-commerce) [Business Intelligence](https://blog.monerepay.com/blog/topic/business-intelligence) [Merchant Education](https://blog.monerepay.com/blog/topic/merchant-education) How many years will we have to talk about how the pandemic changed the world of commerce? Probably forever. Commerce was already experiencing a shift because of the internet and the prolific adoption of smartphones. [Read More](https://blog.monerepay.com/blog/unified-commerce-future-of-retail) Jun 23, 2022 11:22:08 AM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [New Card Brand Updates And How They Affect Your Business](https://blog.monerepay.com/blog/card-brand-updates) ![](https://blog.monerepay.com/hubfs/Canva%20images/Canva%20Design%20DAFEXh1hcDg.png) [Credit Card Processing Education](https://blog.monerepay.com/blog/topic/credit-card-processing-education) [Merchant Education](https://blog.monerepay.com/blog/topic/merchant-education) The major card brands, Visa, Mastercard, Amex, and Discover, recently issued yet another notice of updates and changes to their rules and pricing structure. Generally, the card brands issue updates on their fees, [Read More](https://blog.monerepay.com/blog/card-brand-updates) Jun 17, 2022 9:00:00 AM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [Marketing And The Post-Pandemic Consumer](https://blog.monerepay.com/blog/post-pandemic-marketing) ![](https://blog.monerepay.com/hubfs/reliable.jpg) [eCommerce](https://blog.monerepay.com/blog/topic/ecommerce) [Business Intelligence](https://blog.monerepay.com/blog/topic/business-intelligence) [Merchant Education](https://blog.monerepay.com/blog/topic/merchant-education) Everything about consumers has changed in the last two years. They way they shop, the way they feel, what they want and what they expect from brands, even the way they purchase. They’re shopping more online and they [Read More](https://blog.monerepay.com/blog/post-pandemic-marketing) May 26, 2022 2:45:00 PM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [How To Eliminate Shopping Cart Abandonment](https://blog.monerepay.com/blog/eliminate-shopping-cart-abandonment) ![Shopping Cart Abandonment - A Top Priority Reduction Strategy](https://blog.monerepay.com/hubfs/Eliminate%20(Facebook%20Post).png) [Shopping cart abandonment](https://blog.monerepay.com/blog/topic/shopping-cart-abandonment) To reduce costly shopping cart abandonment on their sites, merchants need to do two things: create a proven reduction strategy and make it a top priority. There are many things that have contributed to the online [Read More](https://blog.monerepay.com/blog/eliminate-shopping-cart-abandonment) May 19, 2022 9:00:00 AM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [Behavioral Biometrics: Payment Security Without The Friction](https://blog.monerepay.com/blog/behavioral-biometrics-payment-security) ![](https://blog.monerepay.com/hubfs/Hands%20of%20a%20young%20man%20on%20the%20keyboard%20with%20the%20elements.%20Collage..jpeg) [Fraud](https://blog.monerepay.com/blog/topic/fraud) [eCommerce](https://blog.monerepay.com/blog/topic/ecommerce) As a society, our lives are becoming more digitally entrenched than ever. As a result, consumers are becoming more and more comfortable conducting life online, and on their mobile devices. Our reliance on mobile [Read More](https://blog.monerepay.com/blog/behavioral-biometrics-payment-security) May 13, 2022 1:32:21 PM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [Should Lawmakers Cap Credit Card Processing Fees?](https://blog.monerepay.com/blog/lawmakers-want-to-cap-cc-processing-rates) ![](https://blog.monerepay.com/hubfs/Canva%20images/Canva%20Design%20DAFAnIMT2tA.png) [Credit Card Processing Education](https://blog.monerepay.com/blog/topic/credit-card-processing-education) [Merchant Education](https://blog.monerepay.com/blog/topic/merchant-education) [CNP](https://blog.monerepay.com/blog/topic/cnp) [Interchange rates](https://blog.monerepay.com/blog/topic/interchange-rates) The Durbin amendment is under fire as proponents for both sides began arguing their side at a Senate Judicial Hearing that began on May 4th. Some lawmakers, merchants, and retail advocate groups believe that banks and [Read More](https://blog.monerepay.com/blog/lawmakers-want-to-cap-cc-processing-rates) Apr 27, 2022 10:58:31 AM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [eCommerce Boom Brings Unwelcome boom in eCommerce Fraud](https://blog.monerepay.com/blog/ecommerce-brings-unwelcome-fraud) ![](https://blog.monerepay.com/hubfs/Canva%20images/Canva%20Design%20DAE_Gdj14jg.png) [Fraud](https://blog.monerepay.com/blog/topic/fraud) [eCommerce](https://blog.monerepay.com/blog/topic/ecommerce) [Merchant Education](https://blog.monerepay.com/blog/topic/merchant-education) The ecommerce boom has been one of the most exciting business developments of the past decade. After being limited to niche markets for many years, eCommerce has become a mainstream phenomenon. But, as with most things [Read More](https://blog.monerepay.com/blog/ecommerce-brings-unwelcome-fraud) Apr 22, 2022 7:07:40 PM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [Card Brands Publish New Interchange Rates- Will Your Rates Go Down?](https://blog.monerepay.com/blog/new-interchange-rates-2022) ![](https://blog.monerepay.com/hubfs/Canva%20images/Canva%20Design%20DAE-qfjkydM.png) [Merchant Education](https://blog.monerepay.com/blog/topic/merchant-education) [Interchange rates](https://blog.monerepay.com/blog/topic/interchange-rates) Accepting credit cards is about to get a bit more expensive for many businesses. That’s because businesses are about to get their first statements reflecting the new Interchange rate increases for 2022. After delaying [Read More](https://blog.monerepay.com/blog/new-interchange-rates-2022) Apr 14, 2022 5:20:10 PM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [PCI DSS v4.0 Updated Security Standards - What You Need To Know](https://blog.monerepay.com/blog/new-pci-dss-v4.0-security-standards) ![](https://blog.monerepay.com/hubfs/Canva%20images/Canva%20Design%20DAE958d_M10.png) [Credit Card Processing Education](https://blog.monerepay.com/blog/topic/credit-card-processing-education) [Merchant Education](https://blog.monerepay.com/blog/topic/merchant-education) [PCI Compliance](https://blog.monerepay.com/blog/topic/pci-compliance) All businesses involved in payments and card payment data are about to be subject to new security standards set by the PCI SSC. On March 31st, the PCI SSC published PCI Data Security Standards v4.0. This new version [Read More](https://blog.monerepay.com/blog/new-pci-dss-v4.0-security-standards) [Prev Page](https://blog.monerepay.com/blog/page/1) - [1](https://blog.monerepay.com/blog) - 2 - [3](https://blog.monerepay.com/blog/page/3) - [4](https://blog.monerepay.com/blog/page/4) - [5](https://blog.monerepay.com/blog/page/5) [Next Page](https://blog.monerepay.com/blog/page/3) Get In Touch ### Get In Touch - Business Services - [Payment Processing](https://www.monerepay.com/merchant-services) - [Enterprise Merchant Services](https://www.monerepay.com/enterprise-merchant-accounts) - [eCommerce](https://www.monerepay.com/accept-payments-online) - [Payment Gateway](https://www.monerepay.com/payment-gateway) - [Restaurant Management Software](https://www.monerepay.com/restaurant-management-software) - [About Us](https://www.monerepay.com/about-monerepay) - [Contact Us](https://www.monerepay.com/contact-us) - [Articles](https://blog.monerepay.com/blog) ### Follow Us MonerePay MENU ```json { "@context" : "https://schema.org", "@id" : "https://monerepay.com/#organization", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "US", "addressLocality" : "Vancouver", "addressRegion" : "WA", "postalCode" : "98660", "streetAddress" : "300 West 15th Street, Suite 315" }, "contactPoint" : { "@type" : "ContactPoint", "contactType" : "customer support", "email" : "cs@monerepay.com", "telephone" : "1-800-604-2560" }, "founders" : [ { "@type" : "Person", "name" : "" } ], "foundingDate" : "2019", "legalName" : "Monere, LLC", "logo" : "https://f.hubspotusercontent30.net/hubfs/6829939/Copy%20of%20monere_logo_LG%20-%20name%20under%20-%20lower.png", "name" : "MonerePay", "sameAs" : [ "https://www.facebook.com/monerepay", "https://twitter.com/MonerePay", "https://www.linkedin.com/company/monerepay", "https://www.instagram.com/monerepay", "https://www.pinterest.com/MonerePay" ], "url" : "https://www.monerepay.com/" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://www.monerepay.com/#organization", "@type" : "Organization", "image" : { "@id" : "https://www.monerepay.com/#logo" }, "logo" : { "@id" : "https://www.MonerePay.com/#logo", "@type" : "ImageObject", "caption" : "MonerePay, The Future of Payment Processing", "inLanguage" : "en-US", "url" : "https://f.hubspotusercontent30.net/hubfs/6829939/Copy%20of%20monere_logo_LG%20-%20name%20under%20-%20lower.png" }, "name" : "MonerePay", "sameAs" : [ "https://www.facebook.com/monerepay", "https://twitter.com/MonerePay", "https://www.linkedin.com/company/monerepay", "https://www.instagram.com/monerepay", "https://www.pinterest.com/MonerePay" ], "url" : "https://www.monerepay.com/" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://blog.monerepay.com/blog/#blog", "@type" : "Blog", "description" : "MonerePay Payment Processing Blog. MonerePay, providing the future of payment processing today. Specializing in nimble and innovative merchant services for SME and SMBs.", "inLanguage" : "en-US", "isPartOf" : { "@id" : "https://www.monerepay.com/#website" }, "name" : "MonerePay", "publisher" : { "@id" : "https://www.monerepay.com/#organization" }, "url" : "https://blog.monerepay.com/blog/" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://https://blog.monerepay.com/blog/#primaryimage", "@type" : "ImageObject", "caption" : "Enterprise Level Payment Processing", "height" : 1260, "inLanguage" : "en-US", "url" : "https://f.hubspotusercontent30.net/hubfs/6829939/Structured%20Data%20Primary%20Image.webp", "width" : 2240 } ```