Real Time Payments With New Federal-Reserve-backed FedNow Service

Merchant Education digital payments

In a world with several online payment options and countless payment merchants to choose from, it might seem crazy to think that the federal government has just now rolled out its own way of getting with the times. But

Prepare for Gen Alpha Marketing: The Youngest and Savviest Consumers

Merchant Education

By 2024, it's expected that there will have been around 2.2 billion people born as a part of Gen Alpha. With each new generation comes a host of changes in terms of people's beliefs, viewpoints, and lifestyles. As such,

Targeted Marketing Without Cookies?

Business Intelligence Merchant Education

Major web browsers like Apple and Google are killing cookies. Thankfully, Business Intelligence Reporting Tools can help. It was 1994, a web browser programmer got an idea for how to make online shopping more convenient

Unified Commerce - The Future of Retail Beyond Omni Commerce

Omni commerce Business Intelligence Merchant Education

How many years will we have to talk about how the pandemic changed the world of commerce? Probably forever. Commerce was already experiencing a shift because of the internet and the prolific adoption of smartphones.

New Card Brand Updates And How They Affect Your Business

Credit Card Processing Education Merchant Education

The major card brands, Visa, Mastercard, Amex, and Discover, recently issued yet another notice of updates and changes to their rules and pricing structure. Generally, the card brands issue updates on their fees,

Marketing And The Post-Pandemic Consumer

eCommerce Business Intelligence Merchant Education

Everything about consumers has changed in the last two years. They way they shop, the way they feel, what they want and what they expect from brands, even the way they purchase. They’re shopping more online and they

Should Lawmakers Cap Credit Card Processing Fees?

Credit Card Processing Education Merchant Education CNP Interchange rates

The Durbin amendment is under fire as proponents for both sides began arguing their side at a Senate Judicial Hearing that began on May 4th. Some lawmakers, merchants, and retail advocate groups believe that banks and

eCommerce Boom Brings Unwelcome boom in eCommerce Fraud

Fraud eCommerce Merchant Education

The ecommerce boom has been one of the most exciting business developments of the past decade. After being limited to niche markets for many years, eCommerce has become a mainstream phenomenon. But, as with most things

Card Brands Publish New Interchange Rates- Will Your Rates Go Down?

Merchant Education Interchange rates

Accepting credit cards is about to get a bit more expensive for many businesses. That’s because businesses are about to get their first statements reflecting the new Interchange rate increases for 2022. After delaying

PCI DSS v4.0 Updated Security Standards - What You Need To Know

Credit Card Processing Education Merchant Education PCI Compliance

All businesses involved in payments and card payment data are about to be subject to new security standards set by the PCI SSC. On March 31st, the PCI SSC published PCI Data Security Standards v4.0. This new version