Credit Card Processing Education
                           
                               Fraud
                           
                               eCommerce
                           
                               chargebacks
                           
                        
                        
                        
                            
                            
                            
                        
                        
                            
                            One of the unfortunate side effects of utilizing credit card processing in your business is the increased possibility of chargebacks. Unfortunately, if you accept credit cards as a payment method in your business,
                        
                        
                    
                 
            
                
                    
                        
                        
                        
                        
                        
                        
                           
                               Credit Card Processing Education
                           
                               Surcharges
                           
                        
                        
                        
                            
                            
                            
                        
                        
                            
                            Is Visa cracking down on merchants who offer customers a cash discount to entice them to pay with cash instead of credit cards? Are they hitting merchants with hefty fines for adding credit card surcharges without a
                        
                        
                    
                 
            
                
                    
                        
                        
                        
                        
                        
                        
                           
                               Credit Card Processing Education
                           
                               Merchant Education
                           
                        
                        
                        
                            
                            
                            
                        
                        
                            
                            The major card brands, Visa, Mastercard, Amex, and Discover, recently issued yet another notice of updates and changes to their rules and pricing structure. Generally, the card brands issue updates on their fees,
                        
                        
                    
                 
            
                
                    
                        
                        
                        
                        
                        
                        
                           
                               Credit Card Processing Education
                           
                               Merchant Education
                           
                               CNP
                           
                               Interchange rates
                           
                        
                        
                        
                            
                            
                            
                        
                        
                            
                            The Durbin amendment is under fire as proponents for both sides began arguing their side at a Senate Judicial Hearing that began on May 4th. Some lawmakers, merchants, and retail advocate groups believe that banks and
                        
                        
                    
                 
            
                
                    
                        
                        
                        
                        
                        
                        
                           
                               Credit Card Processing Education
                           
                               Merchant Education
                           
                               PCI Compliance
                           
                        
                        
                        
                            
                            
                            
                        
                        
                            
                            All businesses involved in payments and card payment data are about to be subject to new security standards set by the PCI SSC. On March 31st, the PCI SSC published PCI Data Security Standards v4.0. This new version
                        
                        
                    
                 
            
                
                    
                        
                        
                        
                        
                        
                        
                           
                               Credit Card Processing Education
                           
                               Merchant Education
                           
                               PCI Compliance
                           
                        
                        
                        
                            
                            
                            
                        
                        
                            
                            And Why Must Merchants Comply? The major card brands, Visa Inc, MasterCard, American Express, and JCB Int’s main concern is ensuring the safety of their cardholders' sensitive payment information. After all, if the
                        
                        
                    
                 
            
                
            
                
                    
                        
                        
                        
                        
                        
                        
                           
                               Credit Card Processing Education
                           
                               Merchant Education
                           
                               Surcharges
                           
                        
                        
                        
                            
                            
                            
                        
                        
                            
                            Do you want to offset your credit card processing fees by adding a credit card surcharge? It's no secret that merchants hate paying processing fees for accepting credit cards as a form of payment. And now consumers are
                        
                        
                    
                 
            
                
                    
                        
                        
                        
                        
                        
                        
                           
                               Credit Card Processing Education
                           
                               Merchant Education
                           
                        
                        
                        
                            
                            
                            
                        
                        
                            
                            With the advancements in digital payments and the growing popularity of mobile wallets, consumers are turning to card payments more than ever. Over the last couple of years, we’ve experienced a huge move towards
                        
                        
                    
                 
            
                
                    
                        
                        
                        
                        
                        
                        
                           
                               Credit Card Processing Education
                           
                               eCommerce
                           
                               Merchant Education
                           
                        
                        
                        
                            
                            
                            
                        
                        
                            
                            The payments ecosystem is one of constant change and evolution. The payment processing industry as a whole is evolving rapidly and for the better. Credit card processing options continue to grow for merchants as