Understanding How Chargebacks Affect Your Merchant Account

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One of the unfortunate side effects of utilizing credit card processing in your business is the increased possibility of chargebacks. Unfortunately, if you accept credit cards as a payment method in your business,

Visa Stepping up Merchant Fines for Cash Discounting

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Is Visa cracking down on merchants who offer customers a cash discount to entice them to pay with cash instead of credit cards? Are they hitting merchants with hefty fines for adding credit card surcharges without a

New Card Brand Updates And How They Affect Your Business

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The major card brands, Visa, Mastercard, Amex, and Discover, recently issued yet another notice of updates and changes to their rules and pricing structure. Generally, the card brands issue updates on their fees,

Should Lawmakers Cap Credit Card Processing Fees?

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The Durbin amendment is under fire as proponents for both sides began arguing their side at a Senate Judicial Hearing that began on May 4th. Some lawmakers, merchants, and retail advocate groups believe that banks and

PCI DSS v4.0 Updated Security Standards - What You Need To Know

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All businesses involved in payments and card payment data are about to be subject to new security standards set by the PCI SSC. On March 31st, the PCI SSC published PCI Data Security Standards v4.0. This new version

What Are The 12 Steps of PCI Compliance?

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And Why Must Merchants Comply? The major card brands, Visa Inc, MasterCard, American Express, and JCB Int’s main concern is ensuring the safety of their cardholders' sensitive payment information. After all, if the

Bogus Savings Analysis Quotes: Understanding Payment Processing Rates

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Understanding Payment Processing Rate Quotes

Credit Card Surcharging - Is It The Right Choice For Your Business?

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Do you want to offset your credit card processing fees by adding a credit card surcharge? It's no secret that merchants hate paying processing fees for accepting credit cards as a form of payment. And now consumers are

Credit Card Surcharges - What Merchants Need To Know

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With the advancements in digital payments and the growing popularity of mobile wallets, consumers are turning to card payments more than ever. Over the last couple of years, we’ve experienced a huge move towards

Are Merchant Account Membership Plans All They're Cracked Up To Be?

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The payments ecosystem is one of constant change and evolution. The payment processing industry as a whole is evolving rapidly and for the better. Credit card processing options continue to grow for merchants as
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