--- title: MonerePay | Payment Processing Answers | Kimberly Baylies (6) description: Welcome to the MonerePay Blog where we highlight the most pressing issues in payment processing and merchant services so your business can stay a step ahead of the competition. (6) image: https://blog.monerepay.com/hubfs/Close%20up%20of%20business%20man%20.jpg --- [![MonerePay - The Future of Payments](https://blog.monerepay.com/hs-fs/hubfs/monere_logo.png?width=234&height=234&name=monere_logo.png "MonerePay - The Future of Payments")](https://www.monerepay.com) - Business Services - [Payment Processing](https://www.monerepay.com/merchant-services) - [Enterprise Merchant Services](https://www.monerepay.com/enterprise-merchant-accounts) - [eCommerce](https://www.monerepay.com/accept-payments-online) - [Payment Gateway](https://www.monerepay.com/payment-gateway) - [Restaurant Management Software](https://www.monerepay.com/restaurant-management-software) - [About Us](https://www.monerepay.com/about-monerepay) - [Contact Us](https://www.monerepay.com/contact-us) - [Articles](https://blog.monerepay.com/blog) [![MonerePay - The Future of Payments](https://blog.monerepay.com/hs-fs/hubfs/monere_logo.png?width=234&height=234&name=monere_logo.png "MonerePay - The Future of Payments")](https://blog.monerepay.com/) #### MonerePay Merchant Services Blog ![Payment Processing merchant services articles](https://blog.monerepay.com/hubfs/Close%20up%20of%20business%20man%20.jpg "Payment Processing merchant services articles") ## Kimberly Baylies Recent Posts: May 6, 2021 8:23:53 PM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [Understand Your Payment Processing Statement To Slash Costs - Part 2](https://blog.monerepay.com/blog/understand-payment-processing-part-2) ![](https://blog.monerepay.com/hubfs/Interchange%20Optimize-1.jpg) [Credit Card Processing Education](https://blog.monerepay.com/blog/topic/credit-card-processing-education) [Merchant Education](https://blog.monerepay.com/blog/topic/merchant-education) Understanding Payment Processing Part 2 In our last article, we described the various players involved with processing credit card payments. We also talked about what they charge you for and whether you have any control [Read More](https://blog.monerepay.com/blog/understand-payment-processing-part-2) May 5, 2021 11:20:44 AM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [Understand Your Payment Processing Statement To Slash Costs - Part 1](https://blog.monerepay.com/blog/how-to-read-and-understand-credit-card-processing-statements) ![](https://blog.monerepay.com/hubfs/Business%20man%20pulling%20rope%20with%20big%20percent%20symbol%20sign%20concept%20on%20background.jpeg) [Credit Card Processing Education](https://blog.monerepay.com/blog/topic/credit-card-processing-education) [Merchant Education](https://blog.monerepay.com/blog/topic/merchant-education) Understanding credit card processing fees and how they work can be confusing, especially if you're not in the industry. It’s just as difficult to read and understand your credit card processing statement, so you can [Read More](https://blog.monerepay.com/blog/how-to-read-and-understand-credit-card-processing-statements) Apr 20, 2021 4:38:29 PM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [Refund Fraud - The Elusive Scam Costing Merchants Billions](https://blog.monerepay.com/blog/fighting-refund-fraud) ![](https://blog.monerepay.com/hubfs/Man%20without%20identity%20working%20with%20keyboard%20and%20mouse%20on%20blue%20background.jpeg) [Credit Card Processing Education](https://blog.monerepay.com/blog/topic/credit-card-processing-education) [Merchant Education](https://blog.monerepay.com/blog/topic/merchant-education) Merchants are bleeding profits from an elusive threat. And this threat is growing to organized crime ring proportions. Return and refund fraud is a crime where customers and/or fraudsters exploit a retailer’s policies [Read More](https://blog.monerepay.com/blog/fighting-refund-fraud) Apr 7, 2021 10:28:45 AM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [7 Easy Ways To Attract More Organic Traffic](https://blog.monerepay.com/blog/7-ways-to-attract-more-organic-traffic) ![7 Ways to attract more organic traffic and make sales.](https://blog.monerepay.com/hubfs/highway%20road%20going%20up%20as%20an%20arrow.jpeg) [Merchant Education](https://blog.monerepay.com/blog/topic/merchant-education) What’s the best way to increase revenues and help your business grow? Drive more traffic, of course! Driving more website traffic is the goal of every online marketer. Driving traffic [Read More](https://blog.monerepay.com/blog/7-ways-to-attract-more-organic-traffic) Apr 2, 2021 10:00:00 AM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [Business Intelligence Reporting Drives Profits](https://blog.monerepay.com/blog/business-intelligence-tools-drive-profits) ![Business intelligence reporting built right into your merchant account to accept credit cards](https://blog.monerepay.com/hubfs/image.jpg) [Business Intelligence](https://blog.monerepay.com/blog/topic/business-intelligence) SMBs should be using their data to drive business. These days, it is common knowledge that data is a humongous resource for businesses. Large corporations are using the data they collect, and even buy, to their [Read More](https://blog.monerepay.com/blog/business-intelligence-tools-drive-profits) Apr 1, 2021 10:53:53 AM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [How To Manage Fraud In An eCommerce World](https://blog.monerepay.com/blog/how-to-manage-ecommerce-fraud) ![eCommerce Fraud management is more important than ever. Your merchant services should be there for you. Learn more](https://blog.monerepay.com/hubfs/33562916_s%20(1).jpg) [Fraud](https://blog.monerepay.com/blog/topic/fraud) [eCommerce](https://blog.monerepay.com/blog/topic/ecommerce) At no other time have consumers made such a tremendous shift to digital use and eCommerce. Consumers were already moving towards a more digital life, but recent events created an unprecedented shift towards eCommerce. [Read More](https://blog.monerepay.com/blog/how-to-manage-ecommerce-fraud) Mar 31, 2021 3:58:43 PM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [Understanding Basis Points In Credit Card Processing Rates](https://blog.monerepay.com/blog/payment-processing-rates-basis-points) ![How to get the best credit card processing rates by understanding the role Basis Points play in your pricing.](https://blog.monerepay.com/hubfs/Business%20man%20pulling%20rope%20with%20big%20percent%20symbol%20sign%20concept%20on%20background.jpeg) [Credit Card Processing Education](https://blog.monerepay.com/blog/topic/credit-card-processing-education) Business owners have plenty of things to worry about. And I’m sure understanding credit card processing rates isn't a top priority. But maybe it should be. Why do we believe business owners should take a minute to [Read More](https://blog.monerepay.com/blog/payment-processing-rates-basis-points) Mar 29, 2021 5:14:34 PM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [What Does Your Credit Card Processor Do For You?](https://blog.monerepay.com/blog/what-does-your-credit-card-processor-do) ![What does your credit card processor do for you anyway?](https://blog.monerepay.com/hubfs/Portrait%20of%20a%20pretty%20woman%20shrugging%20shoulders%20isolated%20on%20a%20white%20background.jpeg) [Credit Card Processing Education](https://blog.monerepay.com/blog/topic/credit-card-processing-education) Why Do You Need A Credit Card Processor? And What Do They Do For Me Anyway? As a merchant, have you ever wondered how credit card processing really works? Or why you need to have a credit card processor to accept [Read More](https://blog.monerepay.com/blog/what-does-your-credit-card-processor-do) Mar 29, 2021 2:20:23 PM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [Omni Commerce - Marketing + Payments - For Now And The Future](https://blog.monerepay.com/blog/omni-commerce-marketing-plus-payments) ![Omni-commerce means combining consistent and integrated UX with consistent and integrated payments across all channels.](https://blog.monerepay.com/hubfs/85646717_s%20(1)%20(2)%20(1).jpg) [Omni commerce](https://blog.monerepay.com/blog/topic/omni-commerce) If there’s one word that's just as much of a buzz-word in 2020 as the “new normal”, its “omni-commerce”. Retail was already adapting to a more multi-channel presence with the growth of mobile shopping and social media [Read More](https://blog.monerepay.com/blog/omni-commerce-marketing-plus-payments) Mar 23, 2021 12:20:59 PM | By [Kimberly Baylies](https://blog.monerepay.com/blog/author/kimberly-baylies) ## [Do I need an ISO or MSP to Accept Credit Cards?](https://blog.monerepay.com/blog/accept-credit-cards) ![How to accept credit cards and who to work with.](https://blog.monerepay.com/hubfs/Businessman%20looking%20at%20road%20with%20maze%20and%20solution%20concept.jpg) Business owners know they need to accept credit cards to run a viable business. They may even understand they need a merchant account to accept credit card payments. Many business owners don't concern themselves with [Read More](https://blog.monerepay.com/blog/accept-credit-cards) [Prev Page](https://blog.monerepay.com/blog/author/kimberly-baylies/page/5) - [2](https://blog.monerepay.com/blog/author/kimberly-baylies/page/2) - [3](https://blog.monerepay.com/blog/author/kimberly-baylies/page/3) - [4](https://blog.monerepay.com/blog/author/kimberly-baylies/page/4) - [5](https://blog.monerepay.com/blog/author/kimberly-baylies/page/5) - 6 Next Page Get In Touch ### Get In Touch - Business Services - [Payment Processing](https://www.monerepay.com/merchant-services) - [Enterprise Merchant Services](https://www.monerepay.com/enterprise-merchant-accounts) - [eCommerce](https://www.monerepay.com/accept-payments-online) - [Payment Gateway](https://www.monerepay.com/payment-gateway) - [Restaurant Management Software](https://www.monerepay.com/restaurant-management-software) - [About Us](https://www.monerepay.com/about-monerepay) - [Contact Us](https://www.monerepay.com/contact-us) - [Articles](https://blog.monerepay.com/blog) ### Follow Us MonerePay MENU ```json { "@context" : "https://schema.org", "@id" : "https://monerepay.com/#organization", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "US", "addressLocality" : "Vancouver", "addressRegion" : "WA", "postalCode" : "98660", "streetAddress" : "300 West 15th Street, Suite 315" }, "contactPoint" : { "@type" : "ContactPoint", "contactType" : "customer support", "email" : "cs@monerepay.com", "telephone" : "1-800-604-2560" }, "founders" : [ { "@type" : "Person", "name" : "" } ], "foundingDate" : "2019", "legalName" : "Monere, LLC", "logo" : "https://f.hubspotusercontent30.net/hubfs/6829939/Copy%20of%20monere_logo_LG%20-%20name%20under%20-%20lower.png", "name" : "MonerePay", "sameAs" : [ "https://www.facebook.com/monerepay", "https://twitter.com/MonerePay", "https://www.linkedin.com/company/monerepay", "https://www.instagram.com/monerepay", "https://www.pinterest.com/MonerePay" ], "url" : "https://www.monerepay.com/" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://www.monerepay.com/#organization", "@type" : "Organization", "image" : { "@id" : "https://www.monerepay.com/#logo" }, "logo" : { "@id" : "https://www.MonerePay.com/#logo", "@type" : "ImageObject", "caption" : "MonerePay, The Future of Payment Processing", "inLanguage" : "en-US", "url" : "https://f.hubspotusercontent30.net/hubfs/6829939/Copy%20of%20monere_logo_LG%20-%20name%20under%20-%20lower.png" }, "name" : "MonerePay", "sameAs" : [ "https://www.facebook.com/monerepay", "https://twitter.com/MonerePay", "https://www.linkedin.com/company/monerepay", "https://www.instagram.com/monerepay", "https://www.pinterest.com/MonerePay" ], "url" : "https://www.monerepay.com/" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://blog.monerepay.com/blog/#blog", "@type" : "Blog", "description" : "MonerePay Payment Processing Blog. 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